Saving Account

Bank allows opening of SB accounts for the following category

• An individual in his own name
• More than one person in their joint names.
• A guardian on behalf of the minor.
• Clubs, Associations, Charitable Institutions and Professionals, Society, Trust other such bodies of identical nature.
• NRE / NRO / HUF

Minimum Balance to be maintained in the Account is Rs 500/-

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Current Account

Money transactions are at the heart of most Business relationships. Current Account is particularly meant for Business class. This account can be opened by Business people like, Traders, Businessmen, Corporate Bodies Wholesalers, Retailers, Stockbrokers, Distributors, Super market chains, Clearing & Forwarding Agencies etc. who operate the account frequently.

The account holder should have to maintain a minimum Balance of Rs.2,000.00.

RD Account

Recurring deposit account can be opened by any person. Recurring deposit is a special Kind of term deposit which help people with regular incomes to deposit a fixed Amount every month into their recurring deposit account and earn interest on the Todtal amount deposited by them after maturity date.

Memberships

We have 4 types of membership such as : Nominal,premium,gold & diamond.

For each share face value is rs. 2000/per share, share fee-rs.25/per share, entrance fees-rs.225/per member. So membership details in as below

Benefits of Diamond Members/ Share Holders: Rs.2025*50+225=101475/-

• 2 gram Gold coin/ 150 gram Silver coin or Cash discount of Rs 6,000/-
• Eligible for Personal loans & all type of loans facility against collateral security
• Insurance coverage facility (upto 65 years only)
• No Annual locker fees (Big size)
• Access to open and operate SB, C A/c, F.D, R.D
• Share Certificate for 50 nos

Benefits of Gold Members/ Share Holders: Rs.2025*25+225=50850/-

• 1 gram Gold coin/ 75 gram Silver coin or Cash discount of Rs 3,000/-
• Eligible for Personal loans & all type of loans facility against collateral security
• Insurance coverage facility (upto 65 years only)
• No Annual locker fees (Medium size)
• Access to open and operate SB, C A/c, F.D, R.D
• Share Certificate for 25 nos

Benefits of Premium Members/ Share Holders: Rs.2025*5+225= 10350/-

• 10 gram Gold coin
• Eligible for Loan facility against collateral security
• Insurance coverage facility (upto 65 years only)
• No Annual locker fees (Small size)
• Access to open and operate SB, C A/c, F.D, R.D
• Share Certificate for 5 nos

Benefits of Nominal Members/ Share Holders: Rs.2025+225= 2250/-

• Eligible for Loan facility against collateral security
• Access to open and operate SB, C A/c, F.D, R.D
• Share Certificate for 1 nos

* Membership must for All depositers, TDS not applicable for members, Premature closer chargs 1% on existing rate of interest for all. T & C Apply